Voice-first splitting · Made for India

You say it.
We split it.
Everyone's settled.

Speak one sentence — “Split 2000 between Robin.” PayBro's AI calculates the math, matches contacts on-device, and sends WhatsApp messages with 1-tap UPI payment links.

1.8svoice → split
15 freesplits / month
1 tapUPI settlement
WhatsApp sent
1,000 via UPI
PayBro Voice AI App Screen
Paid 1850 at Toit with Dan, Sam and Kim Dinner 3400 — Jordan didn't drink, minus her share Split the cab 460 between me and Dev Goa Airbnb 12000 across 5 people Sam only had beer for 400 Rent 24000, utilities 3200, maid 1500
How it works

Six steps of form-filling,
reduced to one sentence.

Traditional apps make you tap through groups, amounts, percentages and checkboxes. PayBro listens once — and does all of it.

Speech Input
01

Say the split

Hold the mic and speak naturally — amount, place, people, even item exclusions. Hinglish works out of the box.

“Paid 2400 at Toit with Casey...”
Gemini AI Logic
02

AI does fair math

Parses your spoken sentence into structured splits, accounts for non-drinkers or appetizers, and verifies total math balance.

Reconciled ₹2,400 Balanced
UPI & WhatsApp
03

Everyone settles up

Sends pre-filled WhatsApp receipts with 1-tap NPCI UPI deep links. Friends pay in GPay or PhonePe directly.

upi://pay 1-Tap Instant
Features

Everything a ledger needs.
Nothing it doesn't.

Voice that understands context

Real-time transcription with a live waveform, then structured extraction in under 1.8 seconds on 4G. Edit any name or amount inline before saving.

DanDan · ₹550 SamSam · ₹400 KimKim · ₹550 You · ₹350 (payer)

Fairness, built in

Item exclusions, uneven consumption, shared desserts, one person's beer. The math always reconciles to the exact total — verified before anything is saved.

WhatsApp does the reminding

No “please pay me” texts. PayBro sends a pre-filled message with the amount and your UPI link — you never have to be the bad guy.

1-tap UPI settlement

Every request carries an NPCI-standard UPI intent link. Your friend taps it, GPay or PhonePe opens with payee, amount and note pre-filled — they just enter their PIN. Money moves bank-to-bank; PayBro never touches it.

Pay ₹1,000 · name@bank

Offline-first ledger

Every split saves locally the instant you confirm, and syncs to the cloud when you're back on network.

Saved on device
Synced just now

Your contacts stay yours

Address-book matching happens 100% on-device. Only the splits you save ever leave your phone — encrypted, and visible only to you.

Gentle follow-ups

If a split sits unsettled for 48 hours, PayBro nudges you once — with a ready-to-send WhatsApp reminder attached.

The whole product

One sentence in.
A settled ledger out.

This is a real split, exactly as PayBro handles it — exclusions, fair math, contact matching and all. No editing. No corrections. No second attempt.

You said
“Paid 1850 at Toit with Dan, Sam and Kim. Sam only had beer for 400.”
Dan
DanEqual share of food
Settled ₹550
Sam
SamBeer only — excluded from food
Pending ₹400
Kim
KimEqual share of food
Settled ₹550
Google Play Closed Beta · 100 / 100 Founder Passes Available

Become a Founding Member.
Unlock Closed Beta Today.

PayBro is currently in private closed testing for Google Play release. Join as a Founding Supporter to get instant Android app access, lifetime perks, and massive discounts on PayBro Pro.

Free Waitlist

Standard notification when PayBro launches publicly on Google Play.

₹0
/ free forever
  • Public launch notification
  • 15 free AI voice splits per month
  • 1-tap WhatsApp + UPI deep links
  • Offline-first local SQLite ledger
  • No credit card required
Most Popular · Save 77%

Founding 100 VIP

Instant Google Play Closed Beta access + 3 full months of PayBro Pro.

₹199
Save ₹698 vs ₹299/mo
  • Instant Play Store Closed Beta invite
  • 3 Months of PayBro Pro included
  • Unlimited AI voice expense splits
  • Receipt OCR — snap & split camera bills
  • Smart 48-hour WhatsApp payment nudges
  • Permanent "Founding Member" app badge
Lifetime Value · Save 72%

Power Splitter Pass

For heavy group-splitters, flatmates, and trip organizers.

₹499
6 Mo Pro + 20% Life Discount
  • Instant Play Store Closed Beta invite
  • 6 Months of PayBro Pro included
  • 20% Lifetime Renewal Discount (₹239/mo)
  • Unlimited AI splits & Receipt OCR
  • Multi-currency splits for foreign travel
  • Direct WhatsApp line to Founding Team

Ek line.
Sab settled.

Stop being the group's accountant. Say it once — PayBro handles the rest.

Claim Closed Beta Access Google Play Store