PayBro — You say it. We split it. Everyone's settled.

How it works

Six steps of form-filling,
reduced to one sentence.

Traditional apps make you tap through groups, amounts, percentages and checkboxes. PayBro listens once — and does all of it.

Speech Input

01

Say the split

Hold the mic and speak naturally — amount, place, people, even item exclusions. Hinglish works out of the box.

“Paid 2400 at Toit with Casey...”

Gemini AI Logic

02

AI does fair math

Parses your spoken sentence into structured splits, accounts for non-drinkers or appetizers, and verifies total math balance.

Reconciled ₹2,400 Balanced

UPI & WhatsApp

03

Everyone settles up

Sends pre-filled WhatsApp receipts with 1-tap NPCI UPI deep links. Friends pay in GPay or PhonePe directly.

upi://pay 1-Tap Instant

Features

Everything a ledger needs.
Nothing it doesn't.

Voice that understands context

Real-time transcription with a live waveform, then structured extraction in under 1.8 seconds on 4G. Edit any name or amount inline before saving.

Dan · ₹550 Sam

Sam · ₹400 Kim

Kim · ₹550 You · ₹350 (payer)

Fairness, built in

Item exclusions, uneven consumption, shared desserts, one person's beer. The math always reconciles to the exact total — verified before anything is saved.

WhatsApp does the reminding

No “please pay me” texts. PayBro sends a pre-filled message with the amount and your UPI link — you never have to be the bad guy.

Hey Robin! Split for Toit — you owe ₹1,000. Pay in 1 tap:
upi://pay?pa=name@bank&am=1000…

2:26 PM

1-tap UPI settlement

Every request carries an NPCI-standard UPI intent link. Your friend taps it, GPay or PhonePe opens with payee, amount and note pre-filled — they just enter their PIN. Money moves bank-to-bank; PayBro never touches it.

Pay ₹1,000 · name@bank

Offline-first ledger

Every split saves locally the instant you confirm, and syncs to the cloud when you're back on network.

Saved on device

Synced just now

Your contacts stay yours

Address-book matching happens 100% on-device. Only the splits you save ever leave your phone — encrypted, and visible only to you.

Gentle follow-ups

If a split sits unsettled for 48 hours, PayBro nudges you once — with a ready-to-send WhatsApp reminder attached.

The whole product

One sentence in.
A settled ledger out.

This is a real split, exactly as PayBro handles it — exclusions, fair math, contact matching and all. No editing. No corrections. No second attempt.

Try PayBro on Google Play

You said

“Paid 1850 at Toit with Dan, Sam and Kim. Sam only had beer for 400.”

DanEqual share of food

Settled ₹550

SamBeer only — excluded from food

Pending ₹400

KimEqual share of food

Settled ₹550

Transparent Pricing

Simple, predictable plans.
Split with confidence.

Start free forever or unlock unlimited voice splits, receipt OCR, and WhatsApp automation with PayBro Pro.

Free

Essential voice splitting for everyday hangouts and casual flatmates.

₹0

/ free forever

15 AI voice expense splits per month
Instant UPI settlement deep links
1-tap WhatsApp expense breakdown texts
Offline-first local SQLite ledger
No credit card or setup required

PayBro Pro Monthly

For active group-splitters, frequent diners, and trip organizers.

₹299

/ month

Unlimited AI voice expense splits
Receipt OCR — snap & split camera bills
Smart 48-hour WhatsApp payment nudges
Multi-currency foreign trip splits
Export ledger to CSV & PDF reports

Save 44%

PayBro Pro Annual

Maximum savings for power organizers and year-round flatmates.

₹1,999

/ year

Everything in PayBro Pro included
Save 44% vs paying monthly
Unlimited AI splits & Receipt OCR
Automated WhatsApp payment reminders
Priority feature updates & customer support

Ek line.
Sab settled.

Stop being the group's accountant. Say it once — PayBro handles the rest.

Download on Google Play

Six steps of form-filling,reduced to one sentence.